A payment plan to suit your lifestyle

You can't always plan ahead. Let Oxipay help you take control so you can enjoy life's moments and pay it your way!

The Oxipay benefits

Oxipay helps you take control of your money. Shop today and pay later, over four interest free instalments.

Shop at hundreds of merchants

Signing up is fast and free

Make four smaller payments fortnightly

Easy login to view payments, purchase history, and total owed

No Hidden Fees. No Interest.

We make our money by charging our retailers directly, so we can keep your costs at zero. The same goes for fees, with the exception of a $6 late fee if you miss a payment.



Monthly Fees


Annual Fees


Sign Up Fees


Shop with Oxipay

Oxipay. Enjoy the moment. Stay in control. Pay your way.